Friday, May 16, 2008

MN Foreclosure...What Do We Do Now.

MN Foreclosures...What can we do to help MN Foreclosures

MN foreclosures…and your capacity to help MN foreclosures

Now more than ever, we awake each and every morning to witness another MN foreclosure stick out on our neighborhood streets. As I drive thru North Minneapolis, St. Paul’s Dayton’s Bluff area, or thru a small town like Belle Plaine, I can’t help but think what the next step for these families is after they have vacated their MN foreclosed home. Although MN foreclosures may appear to be more concentrated in certain areas, I would bet that everybody in Minnesota has seen a foreclosure, heard about a MN foreclosure, or read about a MN foreclosure. I would hope that everyone in Minnesota knows how to spell the word ‘foreclosure’. How can Minnesotan not know about the seriousness of MN foreclosures when we hear the word every single day on the radio, in the newspaper, or day to day conversations? Learn and listen about this MN homeowner’s foreclosure process from the ‘cold call’ to almost ‘homelessness’ , click here.

As Minnesotans, we tend to forget that a MN foreclosure can often equate to homelessness. The bigger picture is that a strong percentage of the ones most deeply affected are our children. We will never be able to correct every personal housing situation, but we can make a difference by lending support. Non-profit organizations that aid homelessness are seeing a huge demand for support. Because of the surge of families seeking support from organizations, food shelters are drying up, housing assistance is at max capacity, and displacement starts to take a toll on your mind. Read and Learn about Homeless children in MN, Click Here.

How can Minnesotans help other Minnesotans? We need to save money in order to give money to non-profit organizations. Most Minnesotans are already feeling the financial pinch due to rising gas prices and food costs which is preventing them to give more to helping others

Here are some suggestions and thoughts to save:

--To battle the sky rocketing gas prices, let’s start carpooling. Ask your company/building to start a carpooling campaign to develop a network of energy minded participants.

--We all can take fewer trips to the grocery store. I am guilty of going to the grocery store about 5 times throughout the week. My family has now schedule two trips to the grocery store to decrease our usage in gas, energy, and time. Our key to success is ‘planning ahead’.

Here are some suggestions and thoughts to gvie:

--Reach out to your MN neighbors. Get to know them. Start a ‘Street drive’, where all the houses on the street collect one can of food a month and deliver that to the local food shelf in your neighborhood.

--Connect with your neighbors on your street. Organize a ‘Swap & Donate’ drive by displaying your items for your neighbors (for free) and donate the remaining clothes to the local shelter.

If you found this information helpful or mildly inspiring, please send me your comments at Scott@UptownFinancial.com

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